It can be so challenging to stay positive when it comes to paying off debt!
In fact, most people who face debt repayments feel a sense of shame and upset. I know I felt like that when I left university with a load of debt. I was living in my overdraft (which I had maxed out) and it felt like I was never going to get back in the black!
Eventually, I worked hard and put every penny towards my debts and I finally dug myself out of my overdraft and I’ve not been back in it since!
I can’t imagine being back there now and having all those added stresses like supporting a family and paying your mortgage or rent.
The fact is that it can be the smallest upset in life that has a significant impact on your ability to pay. Missing one payment, then two, and suddenly you’re deep in the rabbit hole. But, there are ways to stay positive while you take care of any debts you have.