10 Best Cashback Sites To Save Money In 2024 (UK)
If you’re a savvy shopper, getting cashback when you shop online can help you save hundreds each year. But not all cashback sites have the same rates and deals. So, which ones are worth using? And who pays the most?
Keep reading to find out…
How do cashback sites work?
Cashback sites pay you to shop with brands online. When you shop with a retailer via a cashback website, they’ll track your purchase and you’ll receive a percentage of this back into your account. This could be anything from 1% back on your supermarket shop, to £20 for a life insurance policy or mobile phone contract.
Find out everything you need to know about how to use cashback sites, plus top tips for boosting your earning potential on these sites.
What are the best cashback sites in the UK?
Here are the best cashback sites currently available in the UK:
1. TopCashback
Website: topcashback.co.uk
Rating: ★★★★★
Summary: One of the most popular cashback sites, featuring the most brands and users in the UK. Often has the highest rate and lots of payout options.
About TopCashback
TopCashback is one of the biggest cashback sites in the UK, with over 20 million members and 6,000 retailers to shop with. I find that more often than not, they offer the highest rates on most retailers when searching for cashback online.
You have the option to upgrade to TopCashback Plus for £5, which gets you better cashback rates and up to 25% cashout bonus. They also offer exclusive voucher codes on specific retailer pages, meaning you can double up with cashback to save more money.
The cashout options are very generous, too. Choose to withdraw your cashback to your bank or PayPal account, or transfer it to a gift card from a popular retailer like Amazon, Costa, or Primark.
Top tip: Download their browser extension to get a pop up when you land on a site with cashback, meaning you don’t have to log in and go via the website every time.
Pros
- Generous cashback rates
- User-friendly site design
- £25 refer a friend scheme (£30 on TopCashback plus)
- Option to upgrade to TopCashback Plus account for £5
- Plenty of withdrawal options
- Higher cashback withdrawal rates when you choose certain gift cards
- Exclusive voucher codes on specific retailer pages
- Handy browser extension
- Really helpful customer support team
Cons
- It can take a while for your cashback to be paid
- Sometimes cashback doesn’t track
- Your cashback may be declined if you use vouchers or discount codes from other sites
2. Quidco
Website: quidco.com
Rating: ★★★★★
Summary: Another popular cashback in the UK, with slightly less retailers and members than TopCashback. Also has generous rates and varied withdrawal options.
About Quidco
Quidco is another popular cashback site in the UK, boasting an impressive 10 million+ users and 5,000 brands. It’s also free to use, with the option of paying £1 per month for Quidco Premium. Similar to TopCashback, you’ll get better cashback rates (up to 10% more) and a payout bonus of up to 20% if you choose to upgrade your membership.
I always recommend checking Quidco and TopCashback first when looking for cashback, as they usually have the highest rates in general. These differ slightly based on what campaigns they’re running with brands at any given time.
For example, Quidco might have 10% exclusive discount at Boots one week. Then the next week, TopCashback may have this offer featured on their site. Quidco has also launched a browser extension, giving you the option to get cashback directly on a retailer page.
Plus, their referral scheme is also quite generous, offering £15 for you and your friend as soon as they earn £5 cashback. It’s also the same as TopCashback when it comes to cashing out. You get the same options; withdrawing your earnings to your bank, PayPal, or converting them to a gift card.
Pros
- Competitive cashback rates
- Option to upgrade to Quidco Premium
- Lots of cash withdrawal choices
- Higher cashback withdrawal rates when you choose certain gift cards
- Opportunities to save more on insurance, loans, and broadband and phone contracts with Quidco compare
- Browser extension makes life easier
Cons
- Not as quick to confirm tracked cashback as other sites
- Sometimes other sites have higher rates
- Customer service is an AI bot and it’s quite difficult to get through to a human
3. Rakuten
Website: rakuten.co.uk
Rating: ★★★★☆
Summary: Well-established brand in the US, making it a trustworthy name as a newcomer to the UK. Features a range of retailers and currently offers a decent £15 welcome bonus when you spend £30.
About Rakuten
Whilst one of the most popular cashback sites in the US, Rakuten is pretty new to the UK market. They currently have just over 400 brands featured on their website, which doesn’t really stand up to the thousands that Quidco or TopCashback have. And the rates for most retailers seem slightly lower.
However, it’s worth signing up to cover all your basis when you’re looking for cashback from specific retailers. There may just be a time where Rakuten does in fact beat one of the bigger cashback site’s rates.
Plus, Rakuten often has generous welcome deals. You can currently get a £15 welcome bonus when you use this link and spend at least £30 within 90 days of joining. This is perfect if you’re thinking about buying something specific online which costs £30 or more.
Pros
- Decent referral scheme (£15 per referral)
- User-friendly website, with a similar layout to the others on this list
- Handy browser extension, which pops up on a retailer site reminding you to get cashback
Cons
- Not as many retailers to choose from
- Generally lower cashback rates
- Cashback takes a while to track and confirm
- Cashout threshold is £5.01
4. Widilo
Website: widilo.co.uk
Rating: ★★★★☆
Summary: Another new-ish cashback site, with a fair number of retailers to choose from, plus a generous referral scheme and welcome offer for new members.
About Widilo
Widilo is a relatively new player to the cashback market. They have a good selection of 2,000 retailers on the site across all categories, offering cashback on anything from new balance trainers to National Trust memberships.
Occasionally, you can get higher cashback percentages on here than other UK cashback sites, thanks to their ‘boosted’ cashback rates. They also have a pretty decent £5 referral scheme once you’ve confirmed your first cashback transaction. Plus, you get a £1 bonus when you download their cashback reminder browser extension.
In terms of cashing out, they only have the option to cash out with your bank or PayPal account, and you have to reach £15 in cashback before you can cash out.
Pros
- Competitive cashback rates, especially with boosted cashback offers
- Good loyalty referral scheme (£5)
- Detailed FAQs to help new users
- £1 bonus for installing their browser extension
Cons
- Site is quite dated in comparison to others
- No gift card withdrawal options, only bank or PayPal accounts
- Cashout threshold is high at £15
- Takes a while for your cashback to be confirmed
5. KidStart
Website: kidstart.co.uk
Rating: ★★★☆☆
Summary: A unique kind of cashback website targeted at parents or parents-to-be, giving them the opportunity to save for their children’s future by shopping with a range of UK retailers.
About KidStart
KidStart is a great cashback site for parents or parents-to-be. Sign up for free and you’ll automatically open a savings account for your child. Every time you earn cashback through the site, it will be added to your child’s account.
It’s not just baby and children brands, either. There are over 2,000 brands featured on the site like eBay, Boots, John Lewis, Argos, Sainsbury’s, and loads more.
KidStart also has a referral scheme, where you can make £5 per every person you refer, and the site also has a browser extension too.
Pros
- Features retailers that aren’t on other sites
- Allows you to get cashback on your food shop
- £5 referral scheme bonus
- Useful browser extension
- Good idea to make extra cash for your child’s saving account
Cons
- Cashback rates aren’t as high as other sites
- You need to open a genuine child’s savings account and can only withdraw your earnings into this
- You’ll probably get better savings rates by opening a Junior ISA or similar children’s savings account
6. Oh My Dosh
Website: ohmydosh.co.uk
Rating: ★★★☆☆
About Oh My Dosh
Summary: A multi-purpose cashback site, where you can also get paid for completing tasks such as surveys and trying new subscriptions, on top of earning cashback on a variety of products and services.
OhMyDosh is a ‘get paid to’ site, where you can get paid for completing tasks such as surveys and signing up to free trials. They also have a cashback section, where you can earn cashback for shopping online with selected retailers. As with other cashback sites, it can take a while for your cashback to track, but they have lightning deals, where you can cashout within 3 days.
You can earn cashback on various activities, like signing up for a free Amazon Prime trial or purchasing your broadband with BT. There is even the option to earn cashback for buying lottery tickets or booking your next holiday.
You currently get 50p for signing up, and 50p for completing a welcome survey. Plus, get a 10% cashback bonus when your friend signs up and cashes out £10.
Pros
- Lightning deals available with faster payments
- More opportunity to build your cash pot up with other ‘get paid to’ activities on site
- Positive online reviews and good reputation
Cons
- High cashout threshold; you have to currently reach £10 before you can cash your money out
- Referral scheme isn’t as generous as other sites for either the referrer or person they’re referring
- The cashback rates aren’t brilliant and there aren’t as many retailers to choose from
7. Swagbucks
Website: www.swagbucks.com
Rating: ★★★☆☆
Summary: A popular US cashback and survey site, which has made its way to the UK. You can earn money from completing tasks and get cashback for a fair share of brands.
About Swagbucks
Swagbucks is another ‘get paid to’ style website, which features a cashback section. It’s very popular in the US, and has continued to build its membership here in the UK, too.
They have various welcome offers, which change regularly. Currently, you can receive a £10 bonus when you cashout your first £10. You earn ‘swagbucks’ for completing tasks, including cashback, which can be converted into cash or gift cards.
You also get 300 SB for referring people to Swagbucks, plus earn 10% commission on whatever they make.
What I personally like about Swagbucks cashback is that there are exclusive retailers on here you can’t always find on other cashback sites. This includes big supermarkets like ASDA and Tesco, among others.
Pros
- Good range of retailers, some exclusive to this site only
- Easy to sign up process to start earning cashback
- Opportunity to make money from surveys, watching videos, and other simple online tasks
Cons
- Rates aren’t often as high as other cashback sites
- Website has quite a spammy feel, mainly due to all the options available to make money on there
8. Picodi
Website: picodi.com
Rating: ★★★☆☆
Summary: A decent cashback site that also gives you the opportunity to double up your savings by offering voucher codes too.
About Picodi
Picodi is another cashback site that has been operating for a while across Europe, but is fairly new to the UK market. It works exactly the same as most of the sites on this list. Simply search for a retailer, click through and shop as normal, and the cashback will be added to your account.
However, they also have the option to use vouchers codes, in addition to cashback. This allows you to potentially double up on your savings. The rates are generally slightly lower than other sites, but they offer frequent cashback boosts, where you can get up to a whopping 15% from specific retailers.
Their site has a ‘cashback of the day’ section, where you can also view upcoming deals. This is pretty handy if you’re planning a big purchase and want to see how much cashback you could get. Like many others, they also have a useful cashback reminder browser extension.
There is a £5 threshold to reach before you can cash out, but if you use this link you can get £4 added to your account instantly, so only need to reach £1 more. Plus, if you share your referral link, you’ll also get £4 for every friend that joins and cashes out £20.
Pros
- Easy to sign up and start earning cashback on the site
- Offers cashback and voucher codes
- Regular boosted cashback offers
- Useful browser extension
Cons
- Rates are often lower than other cashback sites
- Less cashout options
- They’ve admitted on their site that there are often technical issues, which means your cashback might not track
9. Qmee
Website: qmee.com
Rating: ★★★☆☆
Summary: A good site to consider for cashback on products such as insurance and tv subscriptions, as well as other brands.
About Qmee
Qmee is another site that offers cashback, deals, surveys, and more. It’s primarily a survey site, and it doesn’t have as many retailers as other sites. However, it’s a really good one to check not just for every day shopping, but also for bigger purchases like subscriptions and insurance.
They also offer a generous mix of money and percentage cashback deals e.g. £5 cashback or 5% cashback. The referral scheme isn’t amazing, you only get 50p per person you refer, and 50p when you sign up. But every little helps, right?
Pros
- Cashback rates are quite generous, offering high money and percentage cashback deals
- Other opportunities to make money on the site including surveys and ‘get paid to’ type tasks
- Cashback seems to track quite quickly in comparison to other sites
Cons
- Not as many retailers as other cashback sites
- Significantly low referral scheme
10. imutual
Website: imutual.co.uk
Rating: ★★★☆☆
Summary: Unique cashback site, which offers shares in the website, as well as cash withdrawals
About imutual
imutual works slightly differently to others on this list. You earn cashback the same way, but instead of just cashing out money, you’re actually rewarded in shares of imutual as well. Cashback and shares, sounds pretty enticing!
Before you get too excited, they haven’t seemed to have paid any of their members their shares yet, and they’ve been around for a while. And they don’t appear to have any future plans to pay dividends to any of their shareholders, i.e. you or me.
That being said, I think it’s still a really valuable site to join, as it has a great community platform where people share deals and offers regularly. Plus, they do offer decent rates from a good mix of retailers.
Their withdrawal threshold is £5, and your cashback earnings can be paid out to your bank or PayPal account. They also offer 100 shares when you refer someone new to their site.
I would say it definitely doesn’t hurt to have a cashback pot on this site. Just in case they do decide to change the site format and you can cash out your shares in future.
Pros
- Own shares in site on top of cashback money
- Good selection of retailers to choose from
- Sometimes their rates are higher than other sites and they have regular boosted deals
- Other ways to save cash on site, such as surveys and voucher codes with ‘easy cashback section’
- Built-in community forum, where newest offers are shared
Cons
- Owning shares isn’t as accessible as cashing out ‘real’ money
- Website is quite dated
- Referral scheme is 100 shares, which isn’t as good as a cash offering
What cashback site offers the best rates?
As you can probably see when you land on each site, they all claim to be the highest paying cashback site in the UK. But the truth is, there isn’t one site that has the best rates all the time.
It’s worth shopping around and checking each site, especially if you have a specific retailer in mind. One site might have the best rates for one retailer one day, then another will the next day.
Enjoyed this post? Save it for later…
Collette is a self-confessed cashback geek, who knows everything there is to know about cashback. She’s saved thousands of pounds through using cashback sites and apps, and is passionate about helping others do the same.
