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Cashback Collette

A Money-saving & Lifestyle Blog

Save Money · July 9, 2020

Quick & Easy Ways To Reduce Your Monthly Expenses

Money is tight for a lot of us right now. Especially if you’ve suffered a financial blow due to the impacts of Covid-19. I’ve come up with some super easy ways to start saving money and cut down your outgoings, without compromising your lifestyle too much. I hope this helps…

reduce monthly expenses

Step One: Switch Suppliers

The idea of moving to a new supplier can be daunting, but it’s so easy and completely safe. You can switch pretty much any monthly expense to a more affordable option.

This includes getting a cheaper mobile phone package, to better gas and electricity rates. You can also save money by switching home and car insurance.

Switching suppliers to get the best deal will definitely help save you some cash! Experts at One Sure Insurance will help match you to the most appropriate coverage to suit your personal situation.

Quite often, it doesn’t take as long as you might think to go through all your bills and switch to save money. Even if it takes a little longer than expected, it’s well worth your time in terms of the money you’ll save!

Step Two: Buy The Right Quantities

Most people fall into one of two camps; they either buy everything in bulk or only buy what is needed at any given time. In truth, the sweet spot is located somewhere between the two.

Bulk buying toiletries and tinned items can work wonders, especially when you are buying online and want to gain free delivery. However, when dealing with perishable goods, a seemingly great bulk deal is futile if you throw items away.

It may take a little trial and error to get it 100% perfect for you and your family but again, it’s worthwhile to save money on your weekly supermarket shop.

Step Three: Use Your Local Community

You don’t always have to buy items from a major store. Charity shops and discount stores are also amazing for hunting down bargains.

Thanks to the power of the internet, you can also buy items from other people online on local selling sites. After all, one person’s trash is another’s treasure! Especially if you know how to upcycle items and make do and mend.

It’s also a great opportunity to sell some of your old goods, which can generate money in return.

Step Four: Implement Lifestyle Changes

Even the smallest changes in life can reap the greatest rewards over time. This is especially true when you focus on recurring savings. This could include things like brewing your own coffee in the morning, setting up a carpool, and exercising at home with an Insanity DVD rather than paying for the gym.

Plus, simple things like shutting doors to keep the warmth in or popping on a jumper can help save a small fortune!

It only takes a few weeks for conscious changes to become a new way of life.

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reduce monthly expenses

This is a collaborative post

Posted In: Save Money

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Sorry for the radio silence! We've been helping ou Sorry for the radio silence! We've been helping our new family member settle in 😍 Everyone meet Blue, a Bedlington whippet cross. Cannot believe we picked him up a month ago today! He's such a cheeky chappy and he's growing and changing every day, we've already had such a laugh with him and a million cuddles. Can't wait until he can go on walkies, not long now! I hope he's still as snuggly when he gets older 🤞ALSO very excited that he now has a puppy bestie, as my sister has just brought home a beautiful little Boston Terrier, Bruno 😘

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Donated my Reverse Advent Calendar last night at m Donated my Reverse Advent Calendar last night at my local Lidl store! For those of you who missed it, I've been donating one item a day throughout November as part of the UK Money Bloggers #foodbankadvent campaign - all of these items were free using coupons, cashback, and items already in my cupboard 😍 if you can even donate just one item, it's not too late! Most supermarkets will have a collection point at the exit 🎄 #foodbankadvent #foodbank #reverseadventcalendar #christmas #gooddeed #ukmoneyblogger #ukmoneybloggers
🎉 BIRTHDAY FREEBIES 🥳 - I know there's a LOT 🎉 BIRTHDAY FREEBIES 🥳 - I know there's a LOT of talk about Christmas, but if you have a birthday coming up, don't forget to claim those birthday freebies now that most stores and restaurants are open again! I've written a MASSIVE list of 60+ birthday freebies you can claim on your bday, including beauty products, food, drinks, sweet treats, plus loads more vouchers and discounts from your favourite retailers and the link is in my bio 😊 Most of these last anywhere between a week up to a month within your bday date so there's still time to claim if you had a recent celebration. Some of you may have noticed on my stories it was my bday a couple of weeks back (Nov 22 thanks for all your birthday wishes 😘) - I sat in my pjs all day, binge watched The Crown and ate a huge Burger King and cake with @gshack21. It was perfect! 😂 I'm still working my way through birthday treats too 😄 P.S. I've sadly updated it by removing Debenhams and Arcadia group store ones, and my thoughts go out to those people who have lost their jobs so close to Christmas and I hope you find something new soon 🙏🏻

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This lot saved me a whopping £27.84 😍 they hav This lot saved me a whopping £27.84 😍 they have these offers on the Shopmium app all the time! I got these free thanks to referrals but they're usually try for £1-3 which is still a bargain! I've been saving these up for stocking fillers and pressies but might have accidentally used the gym refresh and hairspray myself 🙈

Join Shopmium using my code KHKCYCEN to get a free tub of pringles 😃

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More Shopmium freebies this week from Asda (using More Shopmium freebies this week from Asda (using referral credits) saving me £7.30 on some essentials 🙂 I was so tired when we picked these up I completely forgot about the coupon/cashback from Nestlé! Plus the shop was packed and I wanted to get out ASAP!

The coupon/cashback deal is £1.50-off any 2 Nestlé products with the green banner until 30th Nov, so you still have plenty of time to claim it (details in my bio) I think I might pick some of their box bowl variety packs for my Reverse Advent Calendar at some point... These cereals are also £1-off on Shopmium 😃 (Andrex is £1.50-off)

If you'd like to join Shopmium, a supermarket cashback app packed full of freebies and offers, then please feel free to use my ref code KHKCYCEN to get a FREE tub of Pringles 😍 (they are taking a little longer to process receipts so sit tight!) 

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You may have seen this on my stories last week.. E You may have seen this on my stories last week.. Every year, UK Money Bloggers take part in a #FOODBANKADVENT campaign where we each put aside one item each day in Nov to donate to a food bank in time for Christmas - this is called a Reverse Advent Calendar. According to The Trussell Trust, a shocking 670,000 people may need to rely on donations this Christmas. I'm also aware it's a very difficult time for everyone at the moment, so I've written a blog post on how you can find items to donate for free (cashback apps, freebies, coupons, etc.) and you can find the link in my bio

I'm starting mine this week and you can follow along every day in my stories to see what items I'm donating. It's not too late to start yours, either! You don't have to do the full month, just anything you can afford. Don't forget to use and follow #foodbankadvent during this month to catch up with others too🙂

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