15 Best Cashback Apps To Save Money In The UK (2024)

Looking for the best cashback apps to save some cash when you shop? What I love most about these apps is that they’re so convenient. You can get cashback on your commute, when you’re nap trapped with baby (if you know, you know!) Or while you’re watching tv on the sofa.

I’ve personally tried every app on this list, and each one has its own little perks for those of us looking to grab a cash incentive on our every day purchases. So, which ones do I recommend?

Keep reading to find out…

What is cashback?

Cashback is a cash incentive offered when you shop with various brands and purchase products and services like clothes, food, insurance, makeup, phone contracts, and more. This will often be a percentage e.g. 5% cashback, but can also be a figure e.g. £5 cashback.

You can get cashback both online and in-store with many of the apps on this list. The rates you’ll receive vary depending on who you’re shopping with, how much you’re spending, and what promotions are running at that moment in time.

Find out everything you need to know in this ultimate beginner’s guide to cashback.

What are the best cashback apps UK?

Here are my favourite cashback apps to use to earn extra money when you shop. All of these are available for both Android and iOS and some of them are cashback sites so you can get cashback on your desktop too:

1. Quidco

Quidco is one of my favourite cashback sites, and their app is probably the one I use the most. It’s so easy to navigate and you can shop with over 5,000 retailers, including ASOS, Just-Eat, Currys, and loads more.

Their app works in the same way as the Quidco website. You simply click ‘Get Cashback’ on a retailer page and it will track and reward your account in the same way. You can also cash out straight from your phone.

They also offer flash bonus days, which you get a notification for on your phone. Some deals are exclusive to the app, so it’s definitely worth downloading.

What I like most about Quidco is they have a Highest Cashback Guarantee policy, meaning you can ask for more money if you’ve seen a better rate elsewhere. Sign up now and get a £15 bonus when you earn your first £5 in cashback!

Cashout options include PayPal, bank transfer, or gift card withdrawal for a range of popular brands (you often get a higher bonus amount if you choose a gift card option)

2. TopCashback

TopCashback is another one popular cashback app, where you can earn with a whopping 6,000 retailers, including M&S, Argos, Very.co.uk, and loads more. Make sure you check the app often for bonus reward days, where you can earn up to £5 back when you shop within 24 hours.

The TopCashback app also features a ‘Snap & Save’ section, which features a list of regular offers for you to claim in the supermarket. Keep an eye on the app during seasons such as Christmas, where they have offers like free wrapping paper in most stores.

Sign up and get a £10 bonus when you make your first £10 in cashback.

Cashout options are PayPal, bank transfer, or gift card withdrawals (you also get a higher bonus amount if you choose a gift card option, similar to Quidco)

3. Airtime Rewards

Airtime Rewards is a cashback app that rewards you by taking money off your phone bill every time you shop in-store with your favourite retailers. There are currently over 150 online and high street brands, restaurants, and cafes featured on the app, including Boohoo, Primark, Greggs, Caffe Nero, plus loads more.

It’s really easy to set up. Download the free app and connect your debit or credit card and Airtime Rewards will automatically track your spending and add your cashback earnings to your account total.

Then, you can use this at the end of each month to contribute towards your phone bill. It works with most major networks, including EE, O2, and Vodafone.

Use my referral code PPBMT7HU if you want to get a 50p welcome bonus (PLUS £1 bonus if you spend with a partner retailer in the first 7 days). That’s already £1.50 off your phone bill for less than a minute’s work!

4. Widilo

Widilo is a new-ish cashback app that has a decent selection of 2,000 retailers across all categories, including travel, health and beauty, home and garden, and food and drink brands.

The app really holds its own against the bigger players, offering regular boosted cashback rates and a generous referral scheme of £5 per person you refer to the app. In all honesty, I’ve only managed to make my first £5 on the app, as I tend to use the others slightly more.

However, I still like to check it whenever I’m buying anything on my phone, as the boosted rates can surprisingly beat the bigger apps! Cashout options are Bank transfer or PayPal account

5. Cheddar

Cheddar is a super easy-to-use cashback app that doubles up as a gift card buying service. You simply download the app and link your card and then you can start earning cashback instantly on all your purchases. So far, I’ve got cashback at ASDA, Boohoo, M&S, and Tesco, to name a few.

The app features automatic cashback offers, which you get just by shopping with selected retailers on the app. Or you can buy gift cards for various retailers on the app, which rewards you with boosted cashback rates. Their referral scheme is pretty good too.

Cheddar offers £2.50 per friend you refer. Get your first £2.50 by using my referral code: CSAOUJV and purchasing your first gift card on the app within 15 days of downloading the app. You also get bonus cashback rates at popular brands like Starbucks and Uber in exchange for referring your friends too.

6. JamDoughnut

JamDoughnut is a cashback app that pays you when you buy gift cards with over 125 retailers on the app. Rather than waiting for your cashback to track from a shop, they give you instant cashback on the gift card purchase instead.

The app rewards your purchases with points, which you can convert into cash and withdraw direct to your bank account once you reach 1,000 points. It’s a really clever concept and yet so easy for us as users. The cashback rates are also pretty good, ranging between 2%-16% on average.

They have a great referral scheme too. You can get 500 points (£5) when you sign up using my ref code: KFU4 and then you can earn 400 points (£4) per friend you refer yourself.

7. Shopmium

Shopmium is one of my favourite supermarket cashback apps! These work quite differently to your traditional cashback apps. Instead of clicking ‘get cashback’ buttons and shopping on a website, this app is packed with fantastic deals and freebies, which are updated regularly and can help you save a lot of cash on your weekly shop.

Once you’ve downloaded the app, check out the deals available and head to the supermarket to pick these up and pay for them as normal.

When you get home, snap a photo of the receipt and upload it to the app and scan your product and they’ll reward you with the cashback. It’s that easy! Enter my Shopmium referral code: KHKCYCEN when you download the app for a free pack of Dairy Milk Buttons as a welcome treat.

8. CheckoutSmart

CheckoutSmart is another one of my favourite cashback apps to check before I hit the supermarket. It’s also got generous discounts and freebies, which can help cut down your weekly shopping bill.

The app is specifically good for things like drinks and children’s snacks, as well as things like biscuits and yoghurts, so it’s definitely worth having a browse.

Plus, you can also claim discounts at your local corner shop like One-Stop, or at Iceland and Aldi, on top of popular supermarkets like Asda and Morrisons. (Most other apps only offer deals at major supermarket chains.)

CheckoutSmart also runs regular competitions, where you can win up to £100 gift cards every time you submit a receipt!

9. GreenJinn

GreenJinn is perfect if you’re on the lookout for healthier options and things like fresh fruit and vegetables. The app features digital coupons for products at Tesco, Waitrose, Morrisons, and Sainsbury’s.

In addition to cupboard and fridge staples, it also features loads of new, exciting products from familiar and new to market brands that are vegan-friendly and eco-conscious, including milk alternatives, and snacks like chocolate and crisps.

This works similar to the other supermarket cashback apps, where you pick up the items in the shop and pay for them as normal. Then upload a photo of your receipt to the app when you get home and wait for your cashback to roll into your account.

10. KidStart

KidStart is a fantastic concept for parents or parents-to-be. Sign up for free and download the app, and you’ll automatically open a savings account for your little one. Then, every time you earn cashback through the site, it will be added to this account.

There are over 2,000 brands featured on the site like eBay, Boots, John Lewis, Argos, Sainsbury’s, plus loads more. Like other cashback apps, KidStart also has a referral scheme, where you can make £5 per every person you refer.

11. HyperJar

HyperJar is a savings app that has built-in cashback functionality. This gives you the opportunity to make up to a whopping 20% cashback on your purchases instantly when you purchase a gift card via the app. They have hundreds of partners, including Decathlon, eBay, Domino’s, Skyscanner, plus loads more.

You can use your cashback earnings to spend with other retailers on the app, add money to a savings account jar on the app, or send it back to your bank account.

12. Picodi

Picodi is a cashback app that offers both cashback and vouchers, meaning you could potentially double up your savings when you shop on the app! It works the same way as the main cashback apps, so you search for a retailer, click through and shop as normal, and the cashback will be added to your account.

If you sign up using this link you can get £4 added to your account instantly, so only need to reach £1 more to reach the payment threshold (£5). Plus, if you share your referral link, you’ll also get £4 for every friend that joins and cashes out £20.

13. Emma

Emma is a money management app that has built-in cashback to help you save more money and earn up to a whopping 30% cashback when you shop at 500+ retailers via the app.

I would definitely recommend this app for helping you track your spending and helping you work towards your savings goals too! Download the app and get 30 days premium for free, packed with super useful saving tools.

Once your trial is over, you can choose to continue it or revert back to a basic account. Personally? I use the basic account and it has more than enough functionality for me. Plus, get £15 when you refer your friends for a free premium trial.

14. everup

everup is a cashback app that also allows you to earn extra cash by playing games within the app. Get instant cashback with over 140 brands like Aldi, B&Q, Currys, and loads more when you buy gift cards for these stores within the app. You get coins for each purchase, which you can then convert to cash and transfer your earnings to your bank.

They also feature boosted cashback offers on their app, where you can make even more money. Plus, they host daily raffles, mini games, and have regular free jackpot draws with prizes up to a whopping £1 million! I’ve only just started using this app myself and I’ve already made over £10.

15. Swagbucks

Swagbucks is an app that pays you to complete tasks like taking surveys and playing games. It also has a cashback feature, where you can get money back on your purchases at a range of retailers.

You can cash out your earnings as a gift card for various websites like Amazon, or have the money transferred straight into your bank account. I’ll admit, this one is a slow burner, but I wanted to include it as you can make extra cash through shopping on the app, and you can get bonus points by signing up and also referring your friends.

Top tips for using cashback apps

Before you go… Check out my top tips to help you earn more using cashback apps:

• Check the apps regularly for exclusive bonus days where you can earn extra cashback rewards
• Make sure you keep your bank and debit cards active and connected on the app to avoid losing cashback
• Enable auto updates on all apps to stay logged in and continue earning cashback
• Keep hold of your physical and email receipts in case you have to submit a missing cashback claim
• Save up your earnings to put towards special occasions like holidays or contribute towards birthday and Christmas presents
• Refer your friends to earn even more cash on top of your regular cashback earnings

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